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PAYMENT
What forms of payment can I
use?
We accept payment via MasterCard, Visa, American Express, PayPal,
Atome, QR payment
(Paynow, Shopee Pay), Bitcoin, Ethereum, and Tether.
What currencies do you accept?
We accept Australian dollar, Bahraini dinar, Canadian dollar, Euro,
Swiss Franc, Hong Kong SAR dollar, Indian Rupee, Indonesian Rupiah,
Kuwait Dinar, Oman Rial, Malaysian Ringgit, New Taiwan dollar, New
Zealand dollar,
Pound Sterling, Qatari Riyal, South Korean Won, Sri Lankan Rupee, Thai
Baht, United Arab Emirates Dirham, United States dollar, and Singapore
dollar.
You will be charged in the default currency of the destination you have
chosen to ship your order to (i.e. your delivery destination). For
instance, if you live in the United States, but your delivery
destination is
Singapore, you will be charged in Singapore dollars (SGD). Similarly, if
you live in Singapore but your delivery destination is Australia, you
will be charged in Australian dollars (AUD).
Will CHARLESKEITH.COM store my payment
information?
CHARLESKEITH.COM does not store
any customer's credit/debit card information. When you pay by
credit/debit card, all credit/debit card information is
directly transacted in a secure fashion to CyberSource or PayPal, our
payment gateway providers.
What is 3-D Secure payment?
3-D Secure is an XML-based protocol used as an added layer of security
for online credit and debit card transactions. It was developed by Visa
to improve the security of internet payments and offered to customers as
the
Verified by Visa service. Services
based on the protocol have also been adopted by MasterCard, under the
name MasterCard Secure Code. 3-D
Secure adds
another authentication step for online payments. 3-D Secure should not
be confused with the Card Security Code (commonly known as CVV) which is
a short numeric code that is printed at the back of the credit card.
What is CyberSource?
CyberSource, a wholly owned subsidiary of Visa Inc., is the only
integrated payment management platform built on secure Visa
infrastructure and is one of the leading providers for internet and
mobile payment services.
CyberSource provides its services to banks, corporations and
e-businesses in the worldwide market. For credit card payments, you will
be linked to CyberSource’s website, a secure site where all your credit
card information
will be stored.
What is PayPal?
PayPal offers faster, safer and easier checkouts, while protecting
customers from revealing their credit card details and other financial
information. Save your PayPal account details on CHARLES & KEITH’s
checkout page to
speed up future purchases. You can remove your account anytime
you wish. Sign up for a PayPal account at www.paypal.com.
What is Atome?
Atome is a “buy now, pay later” payment option applicable for online
purchases. Atome splits your bill into three equal payments. You will
pay the first instalment at the point of purchase and the next two will
be spread 30
days apart. Atome charges zero interest and zero service fees. Learn
more about
Atome.
Which are the digital currencies that
will be eligible for payment at check-out?
We currently accept Bitcoin, Ethereum, and Tether.
Are refunds available for purchases
that were paid with digital currencies?
Yes, refunds are available and will be issued in the same currency that
was used to pay for the order. Please note that in the event of
conversion rate fluctuations, your refunded amount remains the same
although it may not
be the exact quantity of coins that was used for the initial payment.
The quantity of coins you receive will be converted according to the
current currency rate and not the currency rate at the time of order
placement.
Why is there a second step needed to
authorise my payment?
All payments made via debit cards will have two records, authorisation
and settlement. Authorisation refers to funds held by the bank, and
settlement refers to the process where the merchant has captured the
fund that was
on hold previously. Please note that you are only charged once although
there are two separate records of authorisation and settlement. Please
check with your bank for further
clarification.
My payment has been declined, what
should I do?
Please try again and make sure you’re including the correct information
for login details, card number, expiry date, etc. If the problem
persists, contact your issuing bank or try an alternative mode of
payment. For further
assistance, please contact us at customers@charleskeith.com or on live chat.
Why are there
extra charges reflected on my credit card bill?
Your issuing bank may impose small administrative
charges for overseas usage. Please contact your bank
for further information.
Why do I see double
records on my online bank statement for my purchase?
All payments made using a debit card will result in two
records: authorisation and settlement. You will see both
records reflected on your online bank statement.
Authorisation refers to funds held by the bank while
the payment is in the process of being approved or
declined. Settlement refers to the actual payment (i.e
the merchant has captured the fund that was on hold
previously). Please note that although there are two
records, there is only one single charge. For further
clarification, please speak to your bank.
How do I remove a card
that I have saved in my account?
Go to Overview under My Account. Then select My Saved
Card and you can delete the credit or debit card that
you have saved there.
How do I remove a
PayPal Account that I have saved in my CHARLES & KEITH account?
Log in to your PayPal account and select automatic
payments. Then choose CHARLES & KEITH under your list of
merchants to view, update or delete. Get more
information on the PayPal
website.